Afford the payment
Size a mortgage, rent, or loan payment against income before you sign.
Money calculators
Money Calculators for Loans, Savings, Pay, and Debt Decisions
Run the numbers on a mortgage, loan, savings goal, retirement plan, debt payoff, or paycheck before you commit to a decision — with formulas and assumptions kept visible.
Built for home buyers, borrowers, savers, investors, renters, students, and anyone planning a money decision. Inputs stay local unless a tool clearly says otherwise.
Modeled default comparison
Compare loan, savings, and retirement decisions at a glance
| Decision | Calculator | Typical modeled inputs | What it helps you decide |
|---|---|---|---|
| Mortgage | Open Mortgage fee calculator | Loan amount, rate, term, down payment, property tax, insurance, PMI | Compare monthly PITI across rates and terms |
| Auto loan | Open Auto loan fee calculator | Price, down payment, trade-in, rate, term, sales tax | Monthly payment by rate and term |
| Loan comparison | Open Loan comparison fee calculator | Amount, rates, terms, fees | Total cost across competing loan offers |
| Savings / APY | Open Savings / APY fee calculator | Principal, rate, APY, compounding, term | Future value and APY-equivalent yield |
| Retirement | Open Retirement fee calculator | Current balance, contributions, return, years to goal | Projected balance and shortfall to goal |
These modeled comparisons use each calculator's editable defaults to illustrate the decision. They are planning tools, not financial advice; verify current rates and your own figures.
Decision support
Use these tools before money changes hands
Compare the money path
Weigh a lump-sum, savings goal, or debt-payoff timeline across rates and terms.
Check pay and progress
Convert take-home pay, review interest, and model payoff or savings progress.
Tool cluster
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Mortgage Affordability Calculator
Find an affordable home price from income, debts, down payment, rate, taxes, insurance, HOA, and your DTI cap.
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Mortgage Payment Calculator
Estimate your monthly mortgage payment including principal, interest, taxes, and insurance. Enter loan amount, rate, and term for a full breakdown. Private.
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Mortgage Refinance Break-Even Calculator
Compare old and new mortgage payments and estimate refinance break-even time.
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Rent Affordability Calculator
Estimate affordable rent using your income, chosen cap, debt, and savings. Your suggested maximum is the lower of the income cap or cash available.
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Down Payment Calculator
Calculate your down payment, loan amount, closing costs, and cash needed to close in percent or dollar-amount mode.
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Loan Comparison Calculator
Compare monthly payment, total interest, and total cost for two fixed-rate loans.
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Auto Loan Calculator
Estimate an auto loan payment, amount financed, total interest, and year-by-year balance.
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EMI Calculator
Calculate the equated monthly installment (EMI) for a fixed-rate loan, plus total interest and an amortization schedule.
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Amortization Calculator
Calculate your monthly loan payment and full amortization schedule, and see how extra monthly payments shorten the term and reduce total interest.
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Compound Interest Calculator
Calculate compound interest with recurring contributions.
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Simple Interest Calculator
Calculate simple interest and total amount with interest using principal, annual rate, and time. Simple interest applies only to the original principal.
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APY Calculator
Convert a nominal annual interest rate and compounding frequency into annual percentage yield.
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APR & Effective Interest Calculator
Estimate payment, fee-adjusted APR, effective annual rate, and total finance cost.
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Savings Growth Calculator
Savings calculator for monthly compound growth. Enter an amount, annual rate, and years to estimate your future savings value.
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Savings Goal Calculator
Calculate the monthly deposit needed to reach a savings goal with an editable APY and deadline.
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Retirement Planning Calculator
Project retirement savings, inflation-adjusted value, contributions, and a planning withdrawal estimate.
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401k Employer Match Calculator
Estimate employee contributions, employer match, unclaimed match, and per-paycheck amounts.
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Share Profit Calculator
Calculate stock profit, ROI, and per-share returns.
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Average Share Cost Calculator
Calculate weighted average share cost, total shares, cost basis, and unrealized gain.
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Dividend Reinvestment Calculator
Estimate portfolio growth when dividends are reinvested with editable yield and price growth.
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Crypto Profit Calculator
Calculate crypto profit and ROI with fees.
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Paycheck After Tax Calculator
Estimate 2026 federal and FICA withholding with clearly labeled state planning estimates.
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Debt Payoff Calculator
Estimate one debt's payoff timeline and compare a fixed payment with an extra-payment scenario.
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Credit Card Payoff Calculator
Estimate credit-card payoff time and interest from balance, APR, and monthly payment.
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Student Loan Payoff Calculator
Student loan payoff calculator: estimate your payoff months and see whether your monthly payment covers student loan interest.
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Debt-to-Income Ratio Calculator
Calculate your front-end and back-end DTI ratio from monthly income, housing, and debt payments. Free, private, no signup.
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Gold, Silver & Precious Metals Price Calculator
Live gold, silver, platinum, and palladium spot prices plus a precious-metals and rare-earth element lookup with atomic numbers, weights, and uses.
Trust model
Useful pages, not thin pages
These collections group existing tools around real decisions. The calculators keep assumptions visible, link to related tools, state important limitations, and point toward quality evidence so you can verify inputs before relying on a result.
FAQ
Common questions
Are these money tools financial advice?
No. They are planning calculators. They show assumptions and math so you can make an informed estimate, then verify with a qualified professional.
Which money calculator should I start with?
Start with the decision in front of you: affordability, a loan payment, a savings goal, or a payoff timeline. Each hub tool links to related tools.
Why do results differ from a lender or bank quote?
Lenders apply their own rates, fees, underwriting, and tax data. Use your actual figures and current rates rather than defaults.