Terms of Use

Effective date: July 2026

By using BoringToolsKit, you agree to these terms.

No professional advice

The tools provide estimates only. They do not constitute tax, legal, payroll, or financial advice. Confirm results with a qualified professional before making decisions.

Accuracy and availability

We aim to keep rates and logic current, but we do not guarantee accuracy or uninterrupted availability. Federal and state rules may change.

Acceptable use

Do not use the tools for illegal or abusive activity. Do not attempt to reverse-engineer, scrape, or overload the site. Do not rely on automated scripts to infer non-public financial data.

Ads, affiliate relationships, and external links

We may show clearly labeled advertisements or sponsored affiliate recommendations. We may earn revenue from ad impressions, clicks, or qualifying purchases. Commercial relationships do not alter calculator formulas or results. External services are governed by their own terms.

Limitation of liability

To the maximum extent allowed by law, BoringToolsKit is not liable for decisions made based on tool output or for indirect, incidental, or consequential damages.

Intellectual property and permitted use

The BoringToolsKit name, page design, written explanations, and datasets are the property of the site operator. You may use the tools freely for personal and business planning, and you may cite results with a link. You may not republish substantial portions of the site's written content or datasets as your own work, or resell access to the site.

Feedback and suggestions

If you send feedback, correction reports, or tool suggestions (for example through the feedback page), you agree we may use them to improve the site without obligation or compensation, and that they do not contain confidential information you expect us to keep secret.

Governing law and disputes

The site is operated from the United States. These terms and any dispute arising from use of the site are governed by the applicable laws of the United States and of the operator's state of residence, without regard to conflict-of-law rules. Nothing in this section limits consumer rights that cannot be waived under the law of your place of residence.

Contact

Questions about these terms, a correction, or a legal notice can be sent through the contact page. We aim to respond to substantive notices within a reasonable time.

Severability and entire agreement

If any provision of these terms is found unenforceable, the remaining provisions stay in effect. These terms, together with the privacy policy, form the entire agreement between you and the site operator regarding use of BoringToolsKit.

Changes

We may update these terms. Continued use after changes means you accept the updated terms.