How BoringToolsKit works
Fast, local answers with the assumptions shown
Every BoringToolsKit calculator runs in your browser — nothing you type is sent to a server. That matters for money, health, and school totals you'd rather keep private. Each tool shows its formula, a worked example, and the assumptions behind the result, so you know what the number assumes rather than trusting a black box. Here's how to get the most from the common decision areas.
Money: payments, pay, and savings
Work out a mortgage payment or loan term, check how much you'll actually take home after deductions, or set a savings goal and see the monthly contribution it takes. Start with a payment estimate, then use the amortization and payoff tools to see the cost of a longer term.
Money calculators →
Home & family: housing, household, and energy
From rent affordability to household budgets and energy costs, these tools help you price a decision before you commit. Estimate a bill, compare an appliance's running cost, and see how a renovation or a new purchase changes the yearly number.
Home & family calculators →
Health & fitness: weight, calories, and pacing
Estimate daily calorie needs, BMI and body-fat ranges, and pacing for exercise. These are planning anchors — not medical advice — so read the displayed assumptions and confirm important totals with a professional.
Health & fitness calculators →
Time & productivity: pay, schedules, and focus
Convert an hourly rate to an annual salary, work out overtime and a pay raise, and plan time for tasks. Good for a quick number before a conversation about pay or a deadline.
Time & productivity calculators →
Sellers & small business: fees, profit, and pricing
Marketplace and payment fees can swallow a margin. Estimate net profit after Amazon, eBay, Etsy, or Shopify fees, work out a break-even, and price a product with the fee structure shown in the result.
Seller & business calculators →
Construction, energy & real estate
Estimate materials and waste for a concrete, flooring, or roofing job; compare energy use and cost; and size up a rental or a flip with cap rate, cash flow, and after-repair value. Each result lists the rate or input it assumes.
Construction calculators → Energy calculators →
Every result is calculated locally with the inputs shown. Verify anything that affects a real commitment against current rates, local rules, or a qualified professional — the tools are planning aids, not guarantees. See the methodology for the formulas and reference cases behind each family.