Price with margin
Use margin, markup, fee, and tax calculators before you quote a job or list a product.
Small business tools
Small Business Tools for Pricing, Pay, Invoices, and Cash Decisions
Price jobs, check margins, estimate pay, and make everyday business decisions with private browser tools that keep formulas and assumptions visible.
Built for owners, freelancers, solo operators, bookkeepers, and side-hustle sellers. Inputs stay local unless a tool clearly says otherwise.
Decision support
Use these tools before money changes hands
Get paid cleanly
Create invoices, estimate late fees, and convert pay/time assumptions before sending paperwork.
Plan cash and debt
Compare loans, payoff timelines, emergency funds, and business-day timing without a spreadsheet.
Tool cluster
Recommended tools
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Profit Margin and Markup Calculator
Calculate profit, margin, markup, and target selling prices from cost and revenue.
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Freelance Hourly Rate Calculator
Estimate a sustainable freelance hourly rate from income goals, expenses, taxes, and billable hours.
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Invoice Generator
Create a simple invoice and download as PDF.
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Invoice Late Fee Calculator
Estimate a simple or monthly-compounded late fee from invoice balance, rate, and overdue time.
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1099 Self-Employment Tax Calculator
Estimate federal self-employment tax and a quarterly planning amount for 1099 income.
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PayPal & Stripe Fee Calculator
Estimate PayPal or Stripe fees, net proceeds, or the amount to charge.
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Paycheck After Tax Calculator
Estimate take-home pay with real state tax rules.
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Salary to Hourly Converter
Convert annual salary to hourly, weekly, biweekly, and monthly equivalents.
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Time Card Calculator
Calculate work hours, lunch deductions, overtime, and estimated gross pay.
Useful
Business Days Calculator
Count weekdays between two dates with an optional number of excluded holidays.
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Loan Comparison Calculator
Compare monthly payment, total interest, and total cost for two fixed-rate loans.
Useful
Credit Card Payoff Calculator
Estimate credit-card payoff time and interest from balance, APR, and monthly payment.
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Sales Tax and VAT Calculator
Add or remove sales tax or VAT using an editable rate.
Trust model
Useful pages, not thin pages
These hubs group existing tools around real decisions. The calculators keep assumptions visible, link to related tools, and leave room for future AdSense or sponsor modules without putting ads inside formulas or results.
FAQ
Common questions
Are these tools safe for business numbers?
Most tools run locally in your browser and do not require an account. Always verify tax, legal, and accounting decisions with a qualified professional.
Can I use these for client quotes?
Yes, for planning and estimates. Review the assumptions, formulas, and local requirements before relying on a final quote.
Will ads change calculator results?
No. Commercial relationships should not alter formulas, assumptions, or results. Ads are not currently visible on this hub.