State paycheck estimator
Massachusetts Paycheck Calculator
Estimate your Massachusetts take-home pay per paycheck: federal tax, FICA, state income tax, plus pre-tax 401(k) and health deductions. Single-filer 2026 model; nothing you enter leaves your browser.
Tax year 2026 · State rates reviewed 2026-07-31 · Informational, not tax advice.
How a Massachusetts paycheck breaks down
Massachusetts taxes wages at a flat 5.00%. Federal income tax uses 2026 single-filer brackets with the $16,100 standard deduction; FICA is 6.2% Social Security (up to $184,500 of wages) plus 1.45% Medicare.
Calculator
Estimated take-home per paycheck
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| Line | Per paycheck |
|---|---|
| Gross | - |
| Pre-tax deductions | - |
| Federal income tax | - |
| State income tax | - |
| FICA (SS + Medicare) | - |
Effective combined income-tax rate: -
How the state tax is sliced
| Rate | Taxed slice | Tax |
|---|
Single-filer illustration with the standard deduction; excludes credits, exemptions, retirement catch-ups, and local/city taxes. State bracket data verified 2026-07-31, tax year 2026. Verify with the Massachusetts revenue department. Not tax advice.
How this estimate works
Annual gross minus pre-tax 401(k)/health contributions minus the standard deduction is taxed through the 2026 federal single-filer brackets. Social Security takes 6.2% of gross wages up to $184,500; Medicare takes 1.45% of all wages (0.9% additional above $200,000 single). State income tax applies the Massachusetts table to wages after pre-tax deductions. Everything divides by your pay frequency.
See the full Massachusetts bracket table or the federal paycheck calculator.