Payment Terms Generator

Draft plain-language payment terms for invoices, quotes, retainers, deposits, late fees, and due dates.

Output will appear here.

For informational purposes only.

No data is stored or transmitted.

Save or Share This Tool

Keep this calculator handy. Inputs and results are not included in shared links unless you add them yourself.

Transparent methodology

How this calculator works

Reviewed July 2026

Formula

terms are assembled from due date, deposit, late fee, delivery, and acceptance choices

Worked example

Net 15 with a 30% deposit and 1.5% monthly late fee can be drafted as plain-language invoice terms.

Frequently asked questions

Are generated payment terms legally binding?

Not automatically. Have important terms reviewed and agreed by the customer.

What is Net 30?

Payment is due 30 calendar days after invoice date unless otherwise defined.

Privacy: Inputs and results stay in this browser. Any future sponsored recommendation or advertisement will be clearly labeled and kept separate from the calculation.