# Stripe Fee Calculator

> Stripe fee calculator: estimate 2.9% + $0.30 processing fees, reverse fees to gross up invoices, and see net proceeds. Free, editable rates, runs in your browser.

- **Canonical URL:** https://boringtoolskit.com/stripe-fee-calculator/
- **Category:** Everyday Calculators
- **Evidence level:** authored-methodology
- **Reviewed:** July 26, 2026
- **Last verified:** 2026-10-12
- **Privacy:** Inputs and results stay in this browser unless the page clearly labels an external request.

## How it works

Stripe fee = payment amount × percentage rate + fixed fee. Net = payment amount − fee. Gross-up amount = (target net + fixed fee) ÷ (1 − percentage rate).

## Worked example

With the editable 2.9% + $0.30 planning preset, a $100 payment has an estimated $3.20 fee and $96.80 net proceeds.

## Assumptions

- The 2.9% + $0.30 starting values are editable planning assumptions, not a universal Stripe rate.
- Actual pricing can vary by country, card type, payment method, account plan, currency conversion, refunds, disputes, and other services.
- Confirm applicable Stripe pricing and local rules before quoting or adding a surcharge.

## Common questions

### How is the Stripe fee calculated?

Multiply the payment by the editable percentage rate and add the editable fixed fee. With this page’s starting preset, the estimate is payment × 2.9% + $0.30.

### How much should I charge to receive a specific amount after Stripe fees?

Choose the target-net mode. The calculator divides the target net plus the fixed fee by one minus the percentage rate, then shows the estimated amount to charge.

### Why can my actual Stripe fee differ from this estimate?

Stripe pricing can differ by country, card type, payment method, account plan, currency conversion, refunds, disputes, and other services. Edit the inputs to match the pricing that applies to your transaction.

## Related tools

- /paypal-fee-calculator/
- /payment-fee-calculator/
- /invoice-gen/

## Sources

- [Current payment pricing and fees](https://stripe.com/pricing)

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*Local planning estimate. Verify current terms, rates, and policies before acting.*