# Pension Calculator

> Pension calculator: project retirement income from annual contributions, employer match, expected growth rate, and years to retirement. Free, no signup.

- **Canonical URL:** https://boringtoolskit.com/pension-calculator/
- **Category:** Everyday Calculators
- **Evidence level:** authored-methodology
- **Reviewed:** August 2026
- **Last verified:** 2026-10-12
- **Privacy:** Inputs and results stay in this browser unless the page clearly labels an external request.

## How it works

Annual benefit = multiplier × years of service × final average salary.

## Sources

- [Calculation methodology and verification standard](/methodology/)

---

*Local planning estimate. Verify current terms, rates, and policies before acting.*